Can you qualify for a conventional mortgage with 5% down, a FICO score of 675 and a DTI of 25%?

My fiancee and I are buying a house in Fulton County GA. Bank of America told me that I have a median income of 680 guests for a conventional loan. I did not have much time to shop, but I really felt that it would be so low to a lender that keeps us away from a FHA loan with 5% down and our DTI. Please thank and tell you in advance.

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