Can we get Pre-Approved for Mortgage?

Hello there, this is a question on Mortgage.
So we wanted to move out of our one bedroom apartment in Brooklyn into NJ.
The house we are looking for is about 219,000 but we are trying to make an offer for about 200,000 to 205,000 on it.
The down payment will be 10,000 ( from savings not income )
So my anual income is around 41,000
My wife doesn’t work but she is going to co-sign
Are we qualified for a loan thanks

Register New Account
Reset Password