Can we get a VA loan with bad credit?

Hi there. My husband is active duty Air Force and we own a home in Montana. I have been looking into refinancing our house through Citi Bank and using his VA loan. But… we have bad credit. Does anyone know if credit has anything to do with him using his VA loan? I don’t want to go through with having the house appraised tomorrow if in the end we wont be approved for this refinance and therefore unable to pay for the $ 500 appraisal.

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