Can the bank just switch the name on the loan without notification?

Seven years ago I was divorced. In the terms of the divorce, I
agreed to take over the mortgage payments- since I’m a stay-
at-home Mom we decided to keep the loan in his name. The
house transferred in my name. Now, the ex wanted to get a
loan and it seems he has too many outstanding loans. He went
to the bank and explained that I am paying for that one and
he may have mentioned that the house (which the loan is for
is in my name).

I paid my mortgage today and noticed that the name on
the receipt was no longer his, but mine. Can they do this?
His social security # is attached to the account as he
doesn’t have mine, but now my name is on the account
and if there are any previous delinquencies, they go against
my credit. I knew nothing about it and have not spoken to
the bank yet as I wanted to gather my thoughts first.

How can a bank just transfer the mortgage from one name
to another without notifying the other party- without any
representation by the other party?

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