Can my fiancee be on the title/deed but not the mortgage? (TX)?
I’m trying to buy a house here in good old Texas, and I’m running into some issues. My fiancee is contributed greatly to our financial situation, but she has no direct income or credit. Thanks in large part to her contributions, we are finally in a position to buy a house. We plan to get married in a few years, but have decided that now is not really the time (for various reasons unrelated to commitment.)
In any event, it is important that her name be on the title/deed to the house, even though only my name will be on the mortgage. I have had various opinions as to whether or not this is possible (with some even suggesting that she can never be on the title unless she’s on the mortgage.) Could someone with experience in this area please shed some light on whether or not this is possible, and what we will need to do to make it happen?
Thanks for your help.