Can I write a letter to a debt collector without starting SOL again?
I am being sue for an credit card debt that the Statue of Limitations has expired definitiely. I have my credit reports to prove it. Can I write a letter to the debt collector not acknowledging the debt but stating the SOL has expired and if they do not dismiss the case I will counter sue under the Fair Debt laws. Can anyone help me figure this out? Will I be restarting the SOL? I really do not want to go to court and I know I will win but just a waste of time.