Can I request that the loan company change my interest rate after finding out my credit score was inaccurate?
Equifax is reporting an unpaid civil judgment when in fact it was paid over seven years ago. It is also falsely reporting a federal tax lien. I am disputing this info with proof and after these two items are taken off, my credit score will be higher. The loan company only uses Equifax. Do you think that the loan company will give me a better rate after it is discovered that my credit score at the time the loan was made was inaccurate?
What do you think? I am requesting to the loan company in my letter to them today that my interest rate be later changed to reflect the true credit score since their interest rate is “base upon” that score. Thank you.