Can i get a loan to buy another house?

ok, so we currently pay each month for the mortgage on our house.

however we need to move, and quickly.

but the problem i have is we currently pay £500 per month on our mortgage, but the building society will now only give us £55,000 with our current earnings, which equates to around £320 per month at current mortgage rates.

so despite us being able to afford £500 per month, they will only give us enough to pay around £320 per month, so its unlikely we will be able to move in this situation.

so i was wondering can i get a normal loan for £60,000 to buy another house? is it legal to buy a house with a normal loan and not sold as a mortgage?

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