Can I get a home loan if I have bad credit and past debt?

Can I get approved for a home loan if I have bad credit and past debt that I haven’t paid off yet. My husband and I have some credit cards that has gone to collections. We are slowly paying off our debt but haven’t finished yet. We would really like to get a home because in our city homes are going for extremly low prices. If we found a home right now we could be paying a mortage for the same amount if not less than what we pay on rent. Any advice would be great.

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