Can I buy a home in Dallas,Texas?

I am tired of renting! Rent is $ 875 ( plus bills) a month. I make 47,600 a year. My car payment is $ 402.40 a month with 4 1/2 years left to pay. I am in a debt consolidation program which I am left in $ 1000 in credit card debt. My credit is in good standing about 630- 670. Not much for down payment save up. Can I qualify for a no money down home loan. Any advice is appreciated? Just need to know what I can do. I feel if i can afford this kind of rent a month, i can get a mortgage as well.

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