Can I build on a lot of land I own but still have mortgage on it?

The property is in Luzerne county, Pennsylvania. I purchesed this lot with a loan and have not paid if off yet. I could get enough money to build a home withou taking out contruction loan but I would not have enough to pay off the entire lot mortgage + full cost of building a home. Can I build on a lot that has a mortgage on in my name/

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