Can I borrow money using my home as collateral?

I recently paid off the mortage on my home so that I now have 100% equity in my home. I have finished a large section of my basement but I now want to add a bathroom and a kitchenette to it to turn it into a studio. I am unemployed at this time and my bank would not give me a home equity loan because of not having a job. My income consists of $ 250 a week in unemployment and $ 475 a month for a room that I rent out. If I rent out a studio that will generate more income. Where can I get a loan without a job using my home as collateral?

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