Can I add money to my home loan / refinance if I still owe?
I don’t know anything about the banking industry and loans but I was wondering. I owe a little over $ 20K on my house and it was appraised at $ 65K, I have a whole lot of bills I have to pay monthly, IRS payments which will drag out for 5 years, a $ 5K personal loan I pay on, my car payment and my tax attorney just got me a great settlement offer but they want the money within 2 weeks if I accept it. Could I add to my home loan? I have never even once been late on a payment and my credit is good. I could use the money to pay off the IRS, my car and my personal loan and then just have the one payment to make.
I am not interested in using another bank, I would like to add to the existing loan.