Can creditor erase bad credit if I settle with the collection agency?
I have a debt for 911 with Chase and I think it was sold to a collection agency and then resold to another collection agency. this third one sent me a letter yesterday to settle for 274. If I pay this amount who will fix my credit report. the collection agencies have never put there negative on my credit report only Chase is on there and it says charge off since 2006. So can the collection agency have this fixed or not?