Can credit checks alone hurt your credit?

Ok people, this is a bit of a rant so hang in there with me….

I heard from a friend that when your credit is checked for any reason it casues your score to go down. The logic behind that is if your credit needs to be checked on you must be up to no good. That’s total crap! Money conscious people buy houses, they buy cars, etc. Why should these inquiries alone hurt your credit?? I think it’s just a cash cow, a BS way to take down points and make higher rates for hard working people.

I am not a conspiracy theorist by any means, but this notion really pisses me off. Does anyone have any thoughts or knowledge about this?

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