Can a married person apply for a mortgage without having to put spouse on loan application?
My boyfriend and I would like to get married by the end of the year however I’m currently trying to purchase a home this spring.
Being that my single martial status helps me qualify for many grants, I’m worried that if I get married this year, by the time I’m ready to get approved for my home loan, I won’t qualify for the grants since my income would change, making me ineliglible.
Is it possible for me to still buy a home without having to supply my spouse’s income or having to put him on the loan application?
Does anyone know if grants are available to marriage couples whose income would be considered middle class?
Serious responses only!!
I forgot to mention, we live in Wisconsin so if you’re familiar with the mortgage application process, please share what you know. 🙂 Thanks.