buying first house, PLEASE HELP ME?

can someone please explain to me the step by step of buying your first home. And also I hear you have to put money down like 20% so say I want a $ 400,000 home. How do I get the down payment. Do I get an additional loan?? Please help! THANKS
to the person that assumed! yes I do make enough to afford a 400K home. I jus have been saving for a year and was unsure of the process thank you all very much!

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