Building credit back up?
Hi I am young, and have made some mistakes! I have student loans that are deferred at the moment! I start repayment back next month. I also have a directv bill, medical bill, and an exercise equipment bill that are in collections! I havnt had the money to pay anything back, due to paying for school, and low on funds! How do I start to build my credit back up? How do I order a free credit report? Do I start paying one by one! Please help? Does your credit score go back up as you make payments? Please no rude comments!