bankruptcy and credit scores?
I recently filed for bankruptcy on october 25th. I just finished doing my last online counseling for my discharge. They told me that my credit score was a 628. I know that is not a good score, but shouldn’t it be lower, like in the low 500’s seeing as how I just filed for bankruptcy. Do they adjust the final score after the discharge, or is that what my score will be till I raise it by doing good credit and paying on time. I guess my question just is, does your credit score go down after a discharge, or does it go down when you file for bankruptcy????