Bad credit mortgage loan FHA /?

for Hi, I’m answers to one simple question ….. Is it possible for a mortgage / FHA loan with bad / poor credit to get? I read all kinds of forums and blogs about it and I’m not really achieve anything. The thing is most of my credit problems are going past 2 years or more. Should I pay or let them be? I read that when some things are old in your report for 2 years, you should not pay because they update it and makes me worse. Is this true? I have no idea. The house I’m looking right now that $ 40,000, and I’m almost $ 24 000 per year gross and I did a lot for a down payment. Should I set all my information and an FHA loan application and press your thumb? Almost what I ask, there are companies / donors who do not really punish bad credit, as you can prove you are the loan?

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