Auto insurance question.Ive never filed a claim b4.I live in North Florida.Im over age 25.I had an accident.?

No other vehicles were involved.It was raining and when i was driving home i hyrdoplaned and did a 360 spin and hit the back of my car on a curb.Should i file a claim or just fix it without filing a claim? Im afraid if i file a claim my rates will go up and i would be losing more money in the long run.I dont know what to do.

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