As far as I could on a mortgage for?

I think to buy my first house next year in Sacramento. I hope to see a significant drop in current prices. I make the median income (~ $ 54,000). In one year, then I ~ $ 35 000 savings and ~ $ 5000 in my 401k. I am 23 and I work in my work for 1 year from purchase. I currently have a credit rating of the 780th My only debt is $ 8,000 in student loans at a rate of 4.5%. I am ready to make monthly payments of about $ 2200. I could spend a few years. What type of loan can we get? What programs are best for my situation? Thank you for reading

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