Are there any REAL and decent websites out there to find out accurate credit score?

Ok so I know all the commercials for things like freecreditreport.com and others similar to it seem legit but they actually end up being a scam because they make you include a credit card number and end up charging you (ironic, isn’t it, because the site is meant to help you AVOID credit issues HAHA) but is there any way of actually finding out your credit score without going through all of that? I recently got a letter in the mail stating I was declined for a credit card because .. and it listed 3 reasons. None of those 3 reasons should be on my credit score so that’s why I’m a little confused and would really like to get this checked out.

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