are all the mortgage loan modifications fraud?~?

~I have been continually contacted by “mortgage loan modification experts”~I have been searching to find a real one~they are as diligent as the shark mortgage brokers that troll up&down the internet&trick you into signing~it is hard to know.They pressure you to sned money&that is the trick~Does anyone have a good experience or know of a “reputable”person/company?~please lmk!~Thanks~

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