Apply for mortgage at credit union or national bank?
I’ve been a member of a local credit union for about 8 years now, but I honestly don’t keep any money in there. It’s more of a place for me to have my pay deposited into and for me to pay my bills with. My savings is more in 401(k) and a money market account.
I have a Bank of America line of credit loan that I have over the past few years maxed out and paid off in its entirety. Obviously, I have more of a history with them in terms of doing business that I would my credit union.
With that in mind, would it be beneficial for me to apply for a mortgage with B.O.A. or my credit union?