Any way out of a single loan interest?

I was one of the many Americans who have taken any interest-free loans at risk of buying my second home two years ago. The plan was to refinance before the term of two years, however, rose a couple of curve balls life threw me financially and finance went wrong. Now my credit is really bad (score below 500), the term is up, the mortgage increases by $ 500, and the original value has not been evaluated. No mortgage lender will give me time. He took a major theme of my family and my husband and I are close to the financial situation of divorce. Is there any way out of this hole?

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