another question for Mortgage lenders?

This is similar to the previous question I asked. This is my second marriage. I have outstanding debts from my first marriage (car re-pound, medical, my score is only 510) I did not want to be on the title of the house. I think this shouldn’t be a problem since I am a dependent, have no income of my own, and a student. My husband has a VA loan, he makes six figures, and he has a credit score around 620. We had a approval, but the company all of a sudden under. So trying to get another one. No one will touch us because of me. Why does this affect us when he didn’t even know me when this credit debt happened to me? By the way, we are in Southern California. Its hard not to vent but whats so ironic is that our mortgage payment will be less than our rent payment!

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