Am I responsible for a loan my wife co-signed behind my back? ?

My lovely wife co-signed a student loan for her friend’s son, and he hasn’t paid anything on it. She is now receiving threatening letters from the loan company stating that they will garnish her wages, bank accounts and taxes to recoup the money. That being the case, should I not file my taxes with her jointly? Should I remove my name off of any accounts we have together? Can they go after accounts that do not have her name on them?
Can they put a lien on my house even though her name is not on the deed? When I refinanced the house she did have to sign the mortgage papers because in NJ if you are married your spouse is required to sign.
Please Help!

Register New Account
Reset Password