15000 Tax Credit question ?

If Cap, Hill really wants to help a 1st time home buyer make this 15K available for a down payment, what good is it if the 1st time home buyer needs a little help with a down payment. Myself for example I have been renting a home for 3 yrs. at $ 875.00 a month, and have always been on time. So i know I could afford the monthly nut, But It’s tuff coming up with a down payment. I wonder if you could go to a mortgage broker show them that you could qualify for the 15K, and they would float you a loan till you file for the 15K and pay it back. I don’t know….Any Sugg….

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