My husband and I have very good credit and were looking to build a new home. We were pre-approved for more than we need but he was recently fired and now is amidst of finding a new job. I’m also eligible for a VA loan, we were already probably going that route. The question is, can we still get the mortgage and is it better to just put it under my name? (His credit is excellent and mine is good) Is there a way to find out without hurting our credit? If he finds any employment at all will that be sufficient? You may also need to know that even though I am part time, I make good money and can carry the mortgage we need on my check alone.
Thank you for any good advice you can offer