Suggest me suitable pension plan with life cover which would relieve me of swiching from one fund to another.?

I am 40 years old. I want to plan for regular pension. I want a plan wherein the pension would start from age 55 onwards. I don’t have much knowledge about performance & swiching of the fund. Please suggest me a customized plan.





One thought on “Suggest me suitable pension plan with life cover which would relieve me of swiching from one fund to another.?

  1. 100 % Allocation of premium towards fund value & Proportion of fund will get adjusted automatically by considering your age that is called Automatic Asset Allocation.

    How As year 2008 started suddenly, inflation has become a worldwide problem. Most of people critical zone of jumbling of problems at a same time like tension of rising cost of expenses & decreasing rate of returns on investments. Have you think about your future?
    There is a need of handling portfolio in your favor .Is there is any helping hand for you?
    Yes we are your helping hands. With 100 % Allocation your investments in proportion of an Equity fund & Debt fund will be automatically adjusted with Life Stage Pension Policy innovated by ICICI (depending on your age).This a ULIP with lots of additional benefits.

    TO KNOW MORE ABOUT THIS PLAN OR OFFERS ON THE PLAN: Write to madhura analysis@insurancemall.in

    Benefits:

    „« Choice of 2 unique portfolio strategies:

    ľ Lifecycle based portfolio strategy:
    Proportion of fund will get adjusted automatically by considering your age that is called Automatic Asset Allocation.

    ľ Fixed Portfolio Strategy:
    Choose from investment funds (available in the policy) to invest your money based on your risk appetite.

    TO KNOW MORE ABOUT THIS PLAN OR OFFERS ON THE PLAN: Write to madhura analysis@insurancemall.in

    „« Option to change in strategy:
    You can change your chosen strategy up to 4 times in the life of policy at free of cost.

    „« Flexible Retirement date:
    Can receive pension from the age of 50yrs to 80 yrs.

    „« Different way of receiving your pension:
    E.g. ¡V Life Annuity or Life annuity with return of Purchase price etc.

    „« Death Benefit:
    In the unfortunate event of death before vesting either nominee will get lump sum Fund Value or used to purchase an annuity.

    „« Covers Continuance option:
    Ensure continuance of life insurance cover, even if you wish to stop paying premiums.

    „« Option to receive lump sum amount up to 1/3rd of the total fund value, tax free on the vesting date.

    TO KNOW MORE ABOUT THIS PLAN OR OFFERS ON THE PLAN: Write to madhura analysis@insurancemall.in

    Charges:

    „« Premium Allocation Charges: zero. 100% premium will be going to invest in the fund after subtracting other charges.

    „« Administration Charges:
    Max. 0.5% p.m. for yearly or half yearly premium & 0.60% p.m. for monthly premium.

    „« Fund Management Charge (FMC): Up to 2.25% p.a. on fund value.

    TO KNOW MORE ABOUT THIS PLAN OR OFFERS ON THE PLAN: Write to madhura analysis@insurancemall.in

    Conclusion:

    By observing above exclusive benefits with negligible charges, as per our recommendation this is the best pension policy. It will definitely help you to come over from your problems by giving best results.

    TO KNOW MORE ABOUT THIS PLAN OR OFFERS ON THE PLAN: Write to madhura analysis@insurancemall.in

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