I have an old collection with Pinnacle Credit (OC is Verizon). It’s passed the SOL in my state but not set to come off EQ until this November. I sent them a cease and desist (certified mail proof of delivery) letter a few months ago and they stopped their monthly reporting. I also sent a letter to EQ notifying them of the letter sent to EQ (enclosed copy of EQ letter and proof of delivery). I checked today and they started reporting again! My question is what’s my next step? I was thinking a CFPB report but against the CA, CRA, or both? My understanding is that reporting to the CRA is considered a “communication”.