Hard pulls from collection agency’s

QuestionsHard pulls from collection agency’s
asked 4 years ago

Reading other threads on this topic I see that CA’s can legally make hard inquiries with the CRA’s without your permission, which seems outragous in itself. I have some of these and it is affecting my score. My question is if the CA’s derogatory ages off my reports, shouldn’t these hard pulls also? I mean, a derogatory item is only supposed to stay on the report for 7 years, but these CA’s have now found a way to mess you up for up to another 2 years.

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