I have had a Citibank account (DC card) which was only opened since July 2015… I was never late on the card, but i found out yester-morning that the account was closed (turns out i had two payments get returned, which i ended up paying later thru a different payment acct/method).
Due to the returned payments, they decided to close the account..
My question here is, I was planning to pay the remaining balance on this account tommorow in full… Since I was never late on the account and i seemingly was building a good (but short) credit history on this account, do I need to look for a Pay for deletion on this account? is there any need since the payments were always on time? should i just have this account stay on my history even though its closed?
just want to see if theres any need for PFD here. any input?