If you have an FHA loan and behind in payments but not prevent your bank may take poss. the house.?

Applied to short selling and has been dismissed because too much negative equity in the home. It is not in foreclosure and less than 3 months behind in payments. It has not been established Sherriffs sale. And the mortgage company never contacted me to tell me that they would be the possession of the house. My relator contacted me and told me they called them take their post box outside the door because they changed the locks and the house for winter. The mortgage company this morning can not know why they did it. There are no comments on my file, and it has even begun to address a note read. The house is still my responsibility and what should I do here.

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