I need $5000 but no lender will loan it to me, who can help? I just need the money for about three months and no lender will lend it. I tried all of the website service and my credit score just keeps going down from the inquires. Any suggestion?

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18 Thoughts on I have a bankruptcy and bad credit
  1. Reply
    ♫ giD∑■η ♫
    November 25, 2011 at 12:04 pm

    Get a second job? Maybe borrow from someone you know, but sign a contract with them. Sell everything you don’t absolutely need.

  2. Reply
    C V
    November 25, 2011 at 12:04 pm

    If you’re willing to sign an IOU, I may be able to help you; I’ve been there and would help, but only if you’re an honest person.

    • Reply
      Richard mclean
      April 23, 2015 at 2:32 pm

      Yes Sir, I’m an honest guy with a job my car died yesterday and I’m in chapter 13 at present time. I need a car to use for work purposes can you help I’ll gladly sign an IOU also i’ve been with the same company for 3 years plus!!! My number is 301 613 9403 My name is Richard!

  3. Reply
    whatevit
    November 25, 2011 at 12:55 pm

    You need to post something as an asset. The purpose of the $ 5,000 – may be a source of the loan.

  4. Reply
    theburlaces
    November 25, 2011 at 1:39 pm

    do you own a car? you can get a loan based off of the value of your car (or anything of value that you own), the way it works is they will take your pink slip as colateral. your best bet may be to get a private loan through family or someone you know, with your past credit it is unlikely that many people will trust you again for awhile (i am not judging, i have been in the same boat) do what you can to avoid taking out any more loans and work to repair the credit you have, even making an attempt to do so is sometimes enough to get someone to trust you with their money again

  5. Reply
    Paul V
    November 25, 2011 at 1:43 pm

    I think I know why you went bankrupt and have bad credit. You’re not the brightest star in the sky are ya?

  6. Reply
    prowe
    November 25, 2011 at 2:22 pm

    If you don’t have any collateral to borrow on, the only thing I suggest is try to get someone to co-sign for you. Those fast cash type places will loan money to people with bad credit but not that much.

  7. Reply
    paula0005
    November 25, 2011 at 2:33 pm

    If it is absolutely a must do you have a parent, sibling or friend that can get you a signature loan?

  8. Reply
    lisarsx
    November 25, 2011 at 3:18 pm

    that’s a hard one, no bank will be willing to give you a loan, you need to rebuild your credit but that’s easier said then done. don’t put any more inquires on you credit, payoff any balances that you may have and wait about a year or so and then try to apply for credit. maybe you can ask a family member to lend you the money but pay them back.

  9. Reply
    Robert
    November 25, 2011 at 4:00 pm

    Send me an email if you are serious. I have access to several options that might be of use to you. Nebula7693@yahoo.com

  10. Reply
    stew w
    November 25, 2011 at 4:11 pm

    How to Improve Your Credit Rating After Bankruptcy : Bad credit and bankruptcy are the two most dreaded words in the financial world. These two things can greatly impact your financial situation. But what you are not aware of is the fact that you can improve your credit rating after bankruptcy. Your credit rating and bankruptcy …

  11. Reply
    smily
    November 25, 2011 at 4:17 pm

    loan for bad credit it’s easy now visit http://www.freewebs.com/getyourloan

  12. Reply
    Theresa M
    November 25, 2011 at 4:42 pm

    find a loan shark

  13. Reply
    judy b
    November 25, 2011 at 5:21 pm

    Now would be a good time to start praying!
    Check out daave Ramsey site Good luck and God bless

  14. Reply
    davis
    November 25, 2011 at 6:16 pm

    You can loan from Prosper.com Join Phoenix Financial group and ill personally lend you a portion of the loan, and ill help you get the rest listed and filled.

    http://prosper.com/public/groups/group_home.aspx?group_short_name=phoenixfinancial

  15. Reply
    gabriel jones
    November 25, 2011 at 6:57 pm

    Bad credit is one of the worst problems to have… however there exists a solution.

    I will hereby talk from my personal experience.

    I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
    if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

    a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

    http://umgarticles.atspace.com/debt-consolidation.htm

    if it helps kindly remember me in your voting!.. cheers!

  16. Reply
    fubugirl_15_15
    November 25, 2011 at 7:09 pm

    CV—-can you loan me 119,000 dollars i will sign an IOU and pay you back 1000.00 monthly.

  17. Reply
    CJ
    November 25, 2011 at 7:13 pm

    You are paying the price of making bad decisions. Getting the $ 5,000 may decrease the pain temporarily but you will only be in deeper trouble. When you finally hit bottom, decide to review your patterns and make changes. The definition of insanity is doing the same thing over and over and expecting different results. Getting more credit after ruining your credit and filing bankruptcy is a pattern you have to change by earning more, spending less and managing what you have better.
    Do yourself a favor and find another way than getting a loan. Good luck.

  18. Reply
    Bobbo
    November 25, 2011 at 7:21 pm

    We all need $ 5000 but some of us are willing to work for it … Think … Why do you have bad credit ?

  19. Reply
    Taylor
    November 25, 2011 at 7:41 pm

    nobody…it’s because you are a high risk loan and your creditworthiness tells that lender that you have a bad history of paying your bills. i would suggest credit repair…that’s what my company does. MCS is the name and our number is 501-305-3900 – call me and let me help you

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