What is 0% apr for 1 year on balance transfer?

Credit and mortgage advice Forums Consumer Credit Credit Cards What is 0% apr for 1 year on balance transfer?

This topic contains 0 replies, has 1 voice, and was last updated by  Anonymous 8 years ago.



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    Anonymous

    Since I always PIF 2-3 times/month, I have never really tried to understand this kind of deal. FIA just send me offer to BT to them

    for 0% apr 12 months. BT cost 4% of amount transfer with minimum 10$. Does this mean if I transfer balance from other accounts

    for $1000, I need to pay 40$ today for BT cost(4%) and I should pay down $1000 before 12 months period end to avoid interest charge?

    what about if I transfer $100 from other accounts but have $1000 balance on FIA card before, do all balance ($1100) get 0%apr for 12 months

    or only $100 I transfer from other accounts get 0%apr?

    *

    just curious and hope someone would teach me on this kind of thing :smileytongue:



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