USDA Guaranteed Rates AND NEW DTI

Credit and mortgage advice Forums Home Mortgage USDA Guaranteed Rates AND NEW DTI

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    Is there a set interest that USDA Guaranteed Loans charge, or does the bank decide that?* I have spoken with 4 lenders so far (and a loan counselor at USDA – and another person retired from there who did loans) and each has given me a different answer to everything on my list of questions, and none of them even know the answer to this one.

    Additionally, a lender today told me USDA is lowering the DTI ratios but didn’t know to what.* Any clue on that?


    Thanks in advance!

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