Equifax FICO score "fake"?

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    • #217338
      Anonymous
      Inactive

      I have a few “dispute” notations that I would like to remove in preparation for applying for a mortgage.

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      As advised on the Mortgage board, I just called Equifax directly and asked them to remove the disputes. The Equifax lady asked where I received my report and I said “from myfico.com”. She then asked if I knew my current score and I said yes and told it to her. She then explained that what Equifax has in their system is different because the score provided to me by myfico.com was “fake” and inaccruate and I can only obtain my “real” credit score from Equifax directly.

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      I understand the difference between FAKOs (Plus, Vantage, etc) and real FICO scores, but why did this lady say that the FICO score from here is different from the FICO score Equifax has?

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