Debt Management

The Department of Treasury's Financial Management Service (FMS), which issues IRS tax refunds, has been authorized by Congress to conduct the Treasury Offset Program. Through this ...

Three and a half years ago, when I resolved to quit my day job as an editor at a web startup to become a fulltime freelance writer, I kept imagining I might go months and months ...

You know you’re supposed to pay your bills before they’re due, but sometimes, life gets in the way and your payment doesn't quite make it in time. You’re not alone – according to ...

If you took out a student loan to finance your college education, there’s no escaping the time when you’ll be required to start paying those loans back. Fortunately, you’ve got ...

It can be easy to fall into debt, and it’s even easier to let that debt run out of control and overwhelm you. Even when you feel like you’re being swallowed up by debt and have no ...

Managing your finances isn’t easy. Sometimes life gets in the way, and you may find yourself missing a payment, paying off a collections account or even contemplating filing for ...

Planning a wedding is a delicate balancing act. The lead-up to your big day is one of the most exciting times in your life, and it’s easy to get wrapped up in the anticipation and ...

Credit report errors are not uncommon. In fact, some studies suggest that as many as 25 percent of credit reports could contain serious errors.Common credit report errors include ...

Making a late payment on your credit card, mortgage or loan can lead to several negative consequences that could ultimately sink your credit score and damage your credit health. ...

It's that time again - when we sit and cross our fingers while we figure out who owes who.If you're lucky enough to come away with a refund this year, you may be looking for a ...

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