• 5 Things You Need to Know Before Taking Out a Personal Loan

    5 Things You Need to Know Before Taking Out a Personal Loan

    Personal loans can give you the capital you need for a number of life circumstances — from credit card consolidation to a home remodel. They can also be a way to build credit and help you afford a purchase that you wouldn’t have enough money for otherwise. But a personal loan will also add to […]
  • What happens if you go over your credit limit?

    What happens if you go over your credit limit?

    Your card’s credit limit may not be as limiting as you think. When you try to make a purchase that pushes your balance beyond your credit limit, there are several potential outcomes. The transaction may be declined. You might simply not be able to make the purchase with the card. The transaction may go through, […]
  • Struggling financially? Ask for help

    Struggling financially? Ask for help

    If you’re secretly struggling with financial stress, you’re probably less alone than you think. And if you’re making ends meet, there’s a good chance you have friends or family who aren’t. In fact, almost half of all Americans don’t have enough savings to cover a $400 emergency. Admitting that you’re treading water can be hard. […]

If I foreclose on 2nd mortgage first, will that prevent me from owing a deficiency?

What happens if I don’t pay my credit cards? I bought my condo 2 yrs ago in Chula Vista California. I have two mortgages for my home. The first one the big one is interest only 4.625 wich jumps 3% in Dec causing a $ 500 hike on my monthly paymts. The 2nd one is fixed 12%. The hike is making it impossible for […]

Can we get out of this housing contract if we do not close this time?

l227 Way back on April 21, 2009 we signed a housing contract for a quick delivery home. We planned to close in May. Our first lender was not familiar with USDA loans and so she tried to trick us into putting the money down to hurry and do FHA. We gave her 3 months of our […]